An Insurance Diversion

In amongst all the things I've been doing since my brother passed away is the tiny matter of my car insurance. When checking the policy renewal I happened to notice that one of my included drivers had the incorrect date of birth. Many years ago I'd put down his wife's birthday instead of his. He is two years older than I am. I popped in today to correct it. His wife is two year younger than he is. However he hasn't driven my current car which I've had for 6 years. When I lived in New Zealand half the year he always took the car out to keep it in good order. 

No problem said the NFU Mutual agent. It will just be an extra £10. "Don't bother" I replied. Just remove his name. "OK" she said and then told me that removing his name would INCREASE the premium by over £100. Yes. Really.

So he is still on my insurance policy. I wonder if I add another octogenarian onto the policy will I get another £100 knocked off the premium. 

Any insurance buffs out there who can explain the situation?

Clive John Edwards

It is with great sadness that I am telling you that Blogland has lost one of its earliest members who was known to some of my longer-term readers of this blog.

CJ, otherwise known as Scriptor Senex, my younger brother died peacefully in hospital last night having had a massive stroke earlier in the week.

CJ started started blogging over 20 years ago on a subject dear to his heart: insects and wildlife mainly in his garden.  The original blog, which unfortunately I have been unable to locate, was on Angelfire. 

Then on the 15 August 2007 he changed to Blogger and started the blog Rambles from my Chair. He also had various other blogs over the years.

More recently a message on his blog made it clear that he was using Instagram and Facebook a lot more  and sometimes they were replacing posts on the blog. In reality his poor health meant that in recent years he spent most of his time reading. He was one of the most voracious readers I've known. He had the advantage of being able to concentrate absolutely and speed read but also remember what he had read.

I owe my blogging career to CJ who introduced me to Blogger in its infancy in 2007.

Being 'Single'.

"It's okay for you there's only one of you to look after." is a statement I hear quite frequently from married people.

WHAT!  For some reason when I heard it yesterday it really irritated me. 

I live in a 100 year old 'family' house. There's only me to clean it and do the maintenance. I have a large garden. There's only me to work in it and maintain it. I eat meals with the usual regularity of two people. There is only me to do the cooking. The difference is simply the quantity I cook. I do all the shopping. 

When I go somewhere there's only me to do the driving. There's no "I'll drive tonight so you can have a glass of wine". When I go away I have to pay for double accommodation or a substantial 'single supplement'. 

If I get 'flu or break a leg then there's just me to look after me. 

On the plus side there's only one of me to consider if I happen to want to watch the television or radio.  😂

Dread

Over the next next four or five months I will have to go to The Mainland on three occasions at least. For my annual CT scan combined with my 3-monthly cancer review at The Beatson (the West of Scotland's cancer centre of excellence in Glasgow). Then, possibly April, to have my uretic stent replaced.  In June there is a wedding in Edinburgh for one of my New Zealand Family. Immediately after which four members of The Family are coming to stay on Lewis. 

All of a sudden I am grabbed by a feeling of dread at the idea of leaving the Island. 

Why?

I don't mind driving (and I have a large comfortable reliable estate car in which to do it). I don't mind the ferry journey from Stornoway to Ullapool (It's only 2½ hours and I'm a good sailor and down the mainland sealoch the scenery is beautiful). If I fly, instead, I am very happy in airplanes despite a loathing of airports these days. And when I'm in Glasgow and other places I have friends with whom to stay and enjoy time.   

So what has happened to me?

After all It's not that many years since I 'commuted' between my home here on Lewis and my home in New Zealand. I did that journey for a decade until I returned to Scotland for good in 2017 when I was basically told that they couldn't really look after my cancer (which had shown signs of returning) if I insisted on being away for 6 months of the year. In any case life was altering in many ways. So Scotland had to become my full-time home once more.

Since then my summer trips to Europe became fewer and ceased when I was refused medical insurance.

Then, gradually, my visits to England became fewer and stopped with Covid and have not resumed.

I'm very happy driving on the Mainland of Scotland - after all it is a stunningly beautiful Country. I have to admit though, that having to meet ferry deadlines and wait a week for a booking in summer if one misses the ferry because of hospital or a road accident (both of which affected me last year) have taken the joy out of summer travel. Ferry cancellations because of weather, which I managed to avoid for 46 years, now loom large frequently.

And I love my home, My family,  my friends, my garden and and........

Am I alone? Is it an age 'thing'? 

Ah well. I suppose I'd better do the ironing.